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听力原文：M: Well, what other documents shall I hand in to your bank besides bills of lading?W: A sight draft, an insurance policy, and a collection order which contains instructions on collection operation to our bank.Q: What are they talking about???(18)A．Pr
题目
听力原文：M: Well, what other documents shall I hand in to your bank besides bills of lading?
W: A sight draft, an insurance policy, and a collection order which contains instructions on collection operation to our bank.
Q: What are they talking about???
(18)
A．Presentation of bill of exchange for payment.
B．Documents required for a collection operation.
C．Application for a letter of credit.
D．What are contained in a collection order.
相似考题
更多“听力原文：M: Well, what other documents shall I hand in to your bank besides bills of lading?W: A sight draft, an insurance policy, and a collection order which contains instructions on collection operation to our bank.Q: What are they talking about???(18)A．Pr”相关问题
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第1题：
听力原文：Our company will apply for a sight letter of credit for settlement instead of documentary collection.
(10)
A．Our company prefers an L/C to collection.
B．Our company will apply for documentary collection.
C．Our company will apply for either documentary collection or sight letter of credit according to your advice.
D．Our company will adopt neither documentary collection nor letter of credit.
正确答案：A
解析：单句意思为“我们公司将申请即期信用证而不是跟单托收进行结算。” -
第2题：
听力原文：M: Ms. Smith, this is Bank of China, Shanghai Branch, I would like to tell you that your draft has been duly collected. Payment will be made upon your surrendering to us the relative Provisional Receipt for Collection.
W: Oh, really. I just badly want some Chinese money. It comes quite in time. Thank you very much indeed.
Q: What is informed to Ms. Smith?
(17)
A．The payments of her draft.
B．The collection of her draft.
C．The exchange of some dollars.
D．The opening of her account.
正确答案：B
解析：男士通知女士说她的汇票已按时托收了。 -
第3题：
听力原文： Banker's acceptances are a very old form. of commercial credit. They provide, in essence, a method whereby a bank may add its good name and reputation to bills of a borrower, thereby making the bills much more marketable than it would otherwise be. Specifically, the mechanics of the operation typically, work like the following. Suppose that an American exporter sells wheat to a German importer. The terms of the sale are that the German importer will pay for the wheat ninety days after it is shipped. For a variety of reasons, however, the American firm may want its money now, and not want to wait the ninety days. If so, it may issue a draft on its bank ordering the bank to pay a stipulated sum of money to the holder of the draft ninety days from now. Along with the draft, the American exporter will send the appropriate documents showing that the wheat has actually been shipped. When the bank receives the draft, together, with the documentation, it stamps "accepted" across the face of it.
27. What are banker's acceptances?
28.Who is the drawee of the draft mentioned in the passage?
29.What should be attached to the draft when it is presented for acceptance?
30.How does the bank accept the draft?
(27)
A．They are drafts issued by a bank on another bank.
B．They are a very old form. of commercial credit.
C．They are exchange bills discounted by customers.
D．They are checks cashed through the ATMs.
正确答案：B
解析：录音原文提到Banker's acceptances are a very old form. of commercial credit。 -
第4题：
听力原文：M: Could you tell me what specific document you will provide?
W: Together with the draft, we'll also send you a complete set of bills of lading, an invoice, an export license, an insurance policy, a certificate of origin, and a certificate of inspection.
Q: What document the woman did not mention?
(14)
A．Bills of lading.
B．Consular invoice.
C．Insurance policy.
D．Certificate of origin.
正确答案：B
解析：录音原文中只提到了an invoice，并没有提到consular invoice，所以B选项是文中没有提到的。 -
第5题：
听力原文：M: Good morning! This is a demand draft for one thousand American dollars. May I have it discounted here?
W: Sorry, immediate encashment of a foreign bill is not allowed. You may entrust it to us for collection. But it takes time.
Q: What should the man do if he wants to get the payment of the draft?
(18)
A．He has to show the clerk his passport.
B．He has to entrust the draft for collection to the bank.
C．He has to fill in some forms.
D．He has to endorse the draft.
正确答案：B
解析：由对话可知，男士是想将一张即期汇票兑取现金，但女士的回答是将外汇汇票立即兑现成现金是不可以的，不过他可以"entrust it to us for collection"，可见B为正确项。 -
第6题：
听力原文：M: If a bank has inadequate liquidity, what would happen?
W: In this case, it cannot obtain sufficient funds, either by increasing liabilities or by converting assets promptly. Thus, insufficient liquidity can lead to the insolvency of a bank.
Q: What would lead to a bank's insolvency?
(14)
A．Adequate liquidity.
B．Insufficient liquidity.
C．Increasing liabilities.
D．Converting assets.
正确答案：B
解析：从女士的回答“insufficient liquidity can lead to the insolvency of a bank”，可知资金流动不足可导致银行破产。 -
第7题：
听力原文：In dealing with collections, banks will do nothing but follow the collection order.
(9)
A．In dealing with collections, banks will do nothing to follow the collection order.
B．Banks will do something in dealing with the collection order.
C．Banks should strictly follow the instructions in the collection order.
D．In dealing with collections, the bank is usually useless.
正确答案：C
解析：单句意思为“在托收中，银行所要做的就是遵循托收指示。” -
第8题：
听力原文：M: Would you tell me about the main contents of the document?
W: Name, quality, unit price and amount of goods, ports of loading and destination, price and payment terms, shipping documents, latest shipment date and validity of the L/C.
Q: What may be the name of the document?
(19)
A．Collection Order.
B．Bill of Lading.
C．Letter of Credit.
D．Certificate of Origin.
正确答案：C
解析：根据女士的回答，单据上面含有商品名称、数量、金额、单价，装货和运输目的地港口，总价金额和支付条款，运输单，最迟运输日期和单证合法性等各方面信息。由此可以推断出此单证就是信用证。 -
第9题：
We will draw()you by our documentary draft at sight on collection basis.
A、at
B、up
C、on
D、for
参考答案：C
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第10题：
Questions from 31 to 35 are based on the following passage: The exporter, as drawer of a draft (bill of exchange), hands the draft to his bank, the remitting bank, who in turn forwards it to the buyer through a collecting bank in the buyer’s country. A draft (also called a bill) is a written order to a bank or a customer to pay someone on demand or at a fixed time in the future a certain sum of money. If shipping documents accompany the draft, the collection is called “documentary collection.” Documentary collection falls into two major categories: one is documents against payment(D/P); the other, documents against acceptance (D/A). Documents against payment, as the term suggests, is that the collecting bank will only give the shipping documents representing the title to the goods on the condition that the buyer makes payment. Where the paying arrangement is D/A, the collecting bank will only give the buyer the shipping documents after buyer’s acceptance of the bill drawn on him, i.e. the buyer signs his name on the bill promising to pay the sum when it matures. In return he gets what he needs – the shipping documents. Under D/A, the seller gives up the title to the goods – shipping documents before he gets payment of the goods. Therefore, an exporter must think twice before he accepts such paying arrangement. The meaning of D/A is（）.
- A、documents against acceptance
- B、documents against payment
- C、delivery after payment
- D、cash against payment
正确答案:A -
第11题：
Questions from 31 to 35 are based on the following passage: The exporter, as drawer of a draft (bill of exchange), hands the draft to his bank, the remitting bank, who in turn forwards it to the buyer through a collecting bank in the buyer’s country. A draft (also called a bill) is a written order to a bank or a customer to pay someone on demand or at a fixed time in the future a certain sum of money. If shipping documents accompany the draft, the collection is called “documentary collection.” Documentary collection falls into two major categories: one is documents against payment(D/P); the other, documents against acceptance (D/A). Documents against payment, as the term suggests, is that the collecting bank will only give the shipping documents representing the title to the goods on the condition that the buyer makes payment. Where the paying arrangement is D/A, the collecting bank will only give the buyer the shipping documents after buyer’s acceptance of the bill drawn on him, i.e. the buyer signs his name on the bill promising to pay the sum when it matures. In return he gets what he needs – the shipping documents. Under D/A, the seller gives up the title to the goods – shipping documents before he gets payment of the goods. Therefore, an exporter must think twice before he accepts such paying arrangement. Under D/P , the importer can obtain the goods only by（）.
- A、showing the bill of lading
- B、signing on the bill of exchange
- C、paying in cash
- D、paying or accepting the bill of exchange
正确答案:D -
第12题：
Questions from 31 to 35 are based on the following passage: The exporter, as drawer of a draft (bill of exchange), hands the draft to his bank, the remitting bank, who in turn forwards it to the buyer through a collecting bank in the buyer’s country. A draft (also called a bill) is a written order to a bank or a customer to pay someone on demand or at a fixed time in the future a certain sum of money. If shipping documents accompany the draft, the collection is called “documentary collection.” Documentary collection falls into two major categories: one is documents against payment(D/P); the other, documents against acceptance (D/A). Documents against payment, as the term suggests, is that the collecting bank will only give the shipping documents representing the title to the goods on the condition that the buyer makes payment. Where the paying arrangement is D/A, the collecting bank will only give the buyer the shipping documents after buyer’s acceptance of the bill drawn on him, i.e. the buyer signs his name on the bill promising to pay the sum when it matures. In return he gets what he needs – the shipping documents. Under D/A, the seller gives up the title to the goods – shipping documents before he gets payment of the goods. Therefore, an exporter must think twice before he accepts such paying arrangement. A draft can be described as followings except（）.
- A、a bill of exchange
- B、a kind of shipping documents
- C、a bill
- D、a written paying order
正确答案:B -
第13题：
听力原文：M: What about the interest rate?
W: Well, the discount rate is given in accordance with the terms of the bill, time of discount, the amount, the reputation of the drawee and the drawer.
Q: What are they talking about?
(14)
A．The interest rate of savings account.
B．The discounting rate for drafts.
C．The rediscounting rate.
D．The interest rate for loans.
正确答案：B
解析：根据女士的回答，贴现率是根据单据的款项、贴现的时间和数额及出票人和收票人的信誉来定的，由此可知他们谈论的是汇票的贴现率。 -
第14题：
听力原文：M: We haven't set up correspondent relations with Standard Chartered Bank, London.
W: Then we shall try to find another bank to have our letter or credit advised.
Q: What do we learn from the conversation?
(18)
A．Standard Chartered Bank, London is one of our correspondent banks.
B．We can advise this L/C through Standard Chartered Bank, London.
C．We will send the advice of the L/C directly to the beneficiary.
D．Ａnother bank will be chosen as the advising bank of this L/Ｃ.
正确答案：D
解析：男士说到他们和伦敦的渣打银行没有建立业务关系，女士则说到"we shall try to find another bank to have our letter or credit advised",故选项D正确。 -
第15题：
听力原文：M: What margins will the lending bank charge?
W: Margins mainly depend on these factors: evaluation of credit risk, maturity of credit, and the starting point from which onwards the rate of interest shall be firm.
Q: How many factors do margins charged by the lending bank mainly depend on?
(12)
A．Four.
B．Two.
C．Three.
D．Five.
正确答案：C
解析：录音原文提到Margins mainly depend on…the rate of interest shah be firm．所以C选项正确。 -
第16题：
听力原文：M: Could your company accept bills of exchange payable 30 days after sight?
W: No, we don't accept any draft; instead, we usually make payment at sight.
Q: What can we infer from the conversation?
(19)
A．The man will probably wait for the payment for 30 days.
B．The man can get his payment right away.
C．The man will send an order to the company.
D．The woman will not pay the man at sight.
正确答案：B
解析：从女士所说的“make payment at sight”，即即期付款，可知B项正确。 -
第17题：
听力原文：If a remitting bank fails to take proper care in the outward collection, the exporter will soon transfer his account to one which does.
(7)
A．If a remitting bank cannot take proper care in collection, the exporter will do it himself.
B．If a remitting bank cannot fulfill its obligation in collection, the exporter will claim indemnify for it.
C．If a remitting bank cannot take proper care in collection, it will lose a customer.
D．If a remitting bank cannot fulfill its obligation in collection, it will cause loss to the exporter.
正确答案：C
解析：单句意思为“如果汇出行没能及时处理好出口托收，出口商将把它的账户立即转到另一家银行。” -
第18题：
The collecting bank only acts upon the instructions given in the collection order of the presenting bank.
A．Right
B．Wrong
C．Doesn't say
正确答案：B
解析：从文中最后一句话Banks are only permitted to act upon instructions given in such an order…再结合前一句话中的a collection order with the documents concerned，因此并非只执行"the collection order of the presenting bank"。 -
第19题：
对话理解
听力原文：W: What kind of monetary policy instruments may your bank use?
M: They include adjusting the base interest rate, regulating rediscounting and open market operations.
Q: Which of the following wasn't mentioned by the man as a monetary policy?
(11)
A．The minimum deposit reserve.
B．Adjusting the base interest rate.
C．Regulating rediscounting.
D．Open market operations.
正确答案：A
解析：对话谈论的是货币政策工具种类的问题，男士提到了调整基准利率、规定再贴现政策和公开市场操作，他没有提及最低存款准备金。 -
第20题：
听力原文：W: What is a smart card?
M: A smart card is a secure, portable, tamper-resistant data-storage device. It has the exact size of a credit card and contains a computer with as much power as the original minicomputer.
Q: What arc they talking about?
(20)
A．Cheque cards.
B．Credit cards.
C．Debit cards.
D．Smart cards.
正确答案：D
解析：女士问智能卡是什么，男士回答智能卡的特点和功能。可知他们谈论的是智能卡。 -
第21题：
听力原文：M: Bank of China. May I help you?
W: Yes, please. I'd like to get some information about discounting a bill of exchange.
Q: What does the customer want to do.?
(17)
A．To withdraw some money.
B．To exchange some foreign currencies.
C．To discount some bills.
D．To cash some traveler's checks.
正确答案：C
解析：根据女士回答，她是想获得一些关于汇票贴现方面的信息，可见她是想将汇票贴现。 -
第22题：
Questions from 31 to 35 are based on the following passage: The exporter, as drawer of a draft (bill of exchange), hands the draft to his bank, the remitting bank, who in turn forwards it to the buyer through a collecting bank in the buyer’s country. A draft (also called a bill) is a written order to a bank or a customer to pay someone on demand or at a fixed time in the future a certain sum of money. If shipping documents accompany the draft, the collection is called “documentary collection.” Documentary collection falls into two major categories: one is documents against payment(D/P); the other, documents against acceptance (D/A). Documents against payment, as the term suggests, is that the collecting bank will only give the shipping documents representing the title to the goods on the condition that the buyer makes payment. Where the paying arrangement is D/A, the collecting bank will only give the buyer the shipping documents after buyer’s acceptance of the bill drawn on him, i.e. the buyer signs his name on the bill promising to pay the sum when it matures. In return he gets what he needs – the shipping documents. Under D/A, the seller gives up the title to the goods – shipping documents before he gets payment of the goods. Therefore, an exporter must think twice before he accepts such paying arrangement. In a transaction, if payment is made by collection, then the remitting bank is always located in（）
- A、Seller’s country
- B、Buyer’s country
- C、Either A or B
- D、None of the above
正确答案:A -
第23题：
Questions from 31 to 35 are based on the following passage: The exporter, as drawer of a draft (bill of exchange), hands the draft to his bank, the remitting bank, who in turn forwards it to the buyer through a collecting bank in the buyer’s country. A draft (also called a bill) is a written order to a bank or a customer to pay someone on demand or at a fixed time in the future a certain sum of money. If shipping documents accompany the draft, the collection is called “documentary collection.” Documentary collection falls into two major categories: one is documents against payment(D/P); the other, documents against acceptance (D/A). Documents against payment, as the term suggests, is that the collecting bank will only give the shipping documents representing the title to the goods on the condition that the buyer makes payment. Where the paying arrangement is D/A, the collecting bank will only give the buyer the shipping documents after buyer’s acceptance of the bill drawn on him, i.e. the buyer signs his name on the bill promising to pay the sum when it matures. In return he gets what he needs – the shipping documents. Under D/A, the seller gives up the title to the goods – shipping documents before he gets payment of the goods. Therefore, an exporter must think twice before he accepts such paying arrangement. Under D/A , the importer can gets what he needs – the shipping documents only by（）.
- A、showing the bill of lading
- B、paying in cash
- C、making acceptance of the bill of exchange
- D、paying the bill of exchange
正确答案:C