In Money Everything I don’t think money is everything,but we can’t do without it.Fox example,money can’t buy us happiness and a good education.And for another example,money can’t buy us good health and a long life.But we can not live without money.We nee

第1题：

Mother hasn’t much money and it is only by good__________that she is able to buy all we need．

A．manages

B．manage

C．management

D．managing

正确答案：C
句意虽然指“管理”，在介词by后作宾语，故选择其名词形式。

第2题：

共用题干
第二篇

Saving Money

Where you save your money often depends on what you are saving for. If you are
saving to buy a CD（光盘）or to go to a concert,then probably you would keep your money
somewhere in your room.
If you are saving for a big purchase like a mountain bike or a school trip,where would
you save your money?
One place to save money is the bank.Putting your money in a savings account will
help your money earn more money. If you put your money in a piggy bank（猪形储蓄
罐）,one year later you'll still have the same amount of money you put in.If you put
your money in a savings account,one year later,you'II have more money than you put
in.Why?
When you keep your money in a bank,your money earns interest.Interest is an
amount of money a bank pays you to use your money.The bank uses your money(and the
money of other people,too)to loan money to people and businesses.
The bank will send you a statement several times a year. A bank statement tells you
how much money you have in your account.It also tells you how much interest you have
earned.If you leave your money in the bank,you can watch it grow!
Another way you can save money is to buy a certificate of deposit or CD.If you have
some money that you don't need to use for a long time,this is a good way to make your
money grow.
You can buy a CD at a bank.You agree not to use the money for a certain period of
time.That period might be from six months to five years.You can't touch your money
during that time.If you do,you must pay a penalty,or fee.

If you draw your money before it is due,you will have to
A:pay interest to the bank.
B:close your account.
C:open a new account.
D:pay a penalty or fee,

答案：D

解析：

第3题：

共用题干
第二篇

Three Ways to Become More Creative

Most people believe they don't have much imagination.They are wrong. Everyone has imagination,but
most of us,once we become adults,forget how to access it. Creativity isn't always connected with great works
of art or ideas.People at work and in their free time routinely think of creative ways to solve problems.Maybe
you have a goal to achieve,a tricky question to answer or you just want to expand your mind!Here are three
techniques to help you.
This technique involves taking unrelated ideas and trying to find links between them.First,think about
the problem you have to solve or the job you need to do.Then find an image,word,idea or object,for exam-
pie,a candle.Write down all the ideas/words associated with candles:light,fire,matches,wax,night,silence,
etc.Think of as many as you can?The next stage is to relate the ideas to the job you have to do?So imagine
you want to buy a friend an original present,you could buy him tickets to a match or take him out for the
night.
Imagine that normal limitations don't exist. You have as much time/space/money,etc.as you want.
Think about your goal and the new possibilities.If,for example,your goal is to learn to ski,you can now prac-
tice skiing every day of your life(because you have the time and the money).Now adapt this to reality.May-
be you can practice skiing every day in December,or every Monday in January.
Look at the situation from a different point of view. Good negotiators（谈判者）use this technique in business;
and so do writers.Fiction writers often imagine they are the characters in their books.They ask questions:
what does this character want?Why can't she get it?What changes must she make to get what she wants?
What does she dream about?If your goal involves other people,put yourself" in their shoes".The best fisher-
men think like fish!

According to the passage,when we become adults_______________.
A:most of us are no longer creative
B:we are not as imaginative as children
C:we can still learn to be more creative
D:we are unwilling to be creative

答案：C

解析：

由第一段第二句“They are wrong”可知，成年人也有想象力，且由该段最后一句中的“.help you”可知，成年人可以学习发挥想象力。
由第二段第四句“Write down all the ideas/words associated with...”可知选C。
由第三段第三句“Think about your goal and the new possibilities”可知选C。
put yourself in sb's shoes是固定搭配，意为“设身处地”，故选D。
第三个技巧是：设身处地地站在别人的角度上看问题。故销售员应考虑顾客所需的。

第4题：

共用题干
第三篇

In one sense,an allowance is a child's share of the family income.It can be a good experience that parents can provide for their children.The amount should be what the family can afford.It should be given to the youngsters to do with as they please,but not be used as a tool to win the youngsters' good behaviors.
An allowance is not a bribe.It should be thought of as a learning tool,giving the youngsters firsthand experience in learning how to spend money. It can teach them how to get the best value for what they buy,helping them use their skills in arithmetic.
Many youngsters make mistakes and buy unwisely at first. Some rush out to spend all their money the moment they get it.They forget that once it is spent,there will be no more for several days.From such haste,youngsters can learn how to choose wisely and spend carefully.
Parents need to know when to begin to give an allowance and how much to give.When a youngster starts school,he/she may want it,because his/her friends receive one.A good time for considering it may be when a youngster makes daily requests for ice cream or candy.This will help him/her to see the value of money.
At first a youngster may receive only half an allowance but get it twice a week.This would help someone find a full week too long. She will soon figure out that she can have two candy bars this week,or save for two weeks to buy a toy,learning that she cannot have them both.
A wise parent won't control the child's buying. By making her own mistakes with her own money,the child is more apt to learn from her mistakes.An allowance should not be taken away as punishment for bad behavior,nor as pay for doing household chores（杂务）.
A youngster should be encouraged to be generous,helping her see that money isn't everything. No amount of money can buy friendship.Things such as love and respect do not have a price tag.

The amount of an allowance should depend upon_________.
A:what the family can afford
B:what the family can borrow
C:how the parents like
D:how much the family can save

答案：A

解析：

细节题。根据是第一段第三句：The amount should be what the family can afford．零用钱的多少应该是家庭所能提供的。
细节题。根据是第二段最后一句：It can teach them how to get the best value for what they buy, helping them use their skills in arithmetic．他们可以学习如何充分利用所买的东西，让其发挥最大的价值，还可以帮助他们使用算术技巧。
推断题。根据第五段第一句：At first a youngster may receive only half an allowance but get it twice a week．起初，一个孩子可能只拿到一半零花钱，但是一周只有两次。这句话中的At first以及half an allowance其实是在暗示经过一段时间之后逐渐将一周两次改为一周一次给孩子零花钱。
细节题。根据是第四段第三句：A good time for considering it may be when a youngster makes daily requests for ice cream or candy．当孩子每天都要钱买冰激凌或糖果的时候，也许是考虑给零花钱的一个好时机。
细节题。根据是倒数第二段第二句：By making her own mistakes with her own money, the child is more apt to learn from her mistakes．花自己的钱，犯自己的错误，这样，孩子更容易从错误中学习。

第5题：

共用题干
第三篇

In one sense,an allowance is a child's share of the family income.It can be a good experience that parents can provide for their children.The amount should be what the family can afford.It should be given to the youngsters to do with as they please,but not be used as a tool to win the youngsters' good behaviors.
An allowance is not a bribe.It should be thought of as a learning tool,giving the youngsters firsthand experience in learning how to spend money. It can teach them how to get the best value for what they buy,helping them use their skills in arithmetic.
Many youngsters make mistakes and buy unwisely at first. Some rush out to spend all their money the moment they get it.They forget that once it is spent,there will be no more for several days.From such haste,youngsters can learn how to choose wisely and spend carefully.
Parents need to know when to begin to give an allowance and how much to give.When a youngster starts school,he/she may want it,because his/her friends receive one.A good time for considering it may be when a youngster makes daily requests for ice cream or candy.This will help him/her to see the value of money.
At first a youngster may receive only half an allowance but get it twice a week.This would help someone find a full week too long. She will soon figure out that she can have two candy bars this week,or save for two weeks to buy a toy,learning that she cannot have them both.
A wise parent won't control the child's buying. By making her own mistakes with her own money,the child is more apt to learn from her mistakes.An allowance should not be taken away as punishment for bad behavior,nor as pay for doing household chores（杂务）.
A youngster should be encouraged to be generous,helping her see that money isn't everything. No amount of money can buy friendship.Things such as love and respect do not have a price tag.

We can see that children learn the value of money by________.
A:talking to their parents
B:making mistakes
C:visiting the bank
D:listening to friends

答案：B

解析：

细节题。根据是第一段第三句：The amount should be what the family can afford．零用钱的多少应该是家庭所能提供的。
细节题。根据是第二段最后一句：It can teach them how to get the best value for what they buy, helping them use their skills in arithmetic．他们可以学习如何充分利用所买的东西，让其发挥最大的价值，还可以帮助他们使用算术技巧。
推断题。根据第五段第一句：At first a youngster may receive only half an allowance but get it twice a week．起初，一个孩子可能只拿到一半零花钱，但是一周只有两次。这句话中的At first以及half an allowance其实是在暗示经过一段时间之后逐渐将一周两次改为一周一次给孩子零花钱。
细节题。根据是第四段第三句：A good time for considering it may be when a youngster makes daily requests for ice cream or candy．当孩子每天都要钱买冰激凌或糖果的时候，也许是考虑给零花钱的一个好时机。
细节题。根据是倒数第二段第二句：By making her own mistakes with her own money, the child is more apt to learn from her mistakes．花自己的钱，犯自己的错误，这样，孩子更容易从错误中学习。

第6题：

共用题干
第二篇

Saving Money

Where you save your money often depends on what you are saving for. If you are
saving to buy a CD（光盘）or to go to a concert, then probably you would keep your
money somewhere in your room.
If you are saving for a big purchase like a mountain bike or a school trip,where would
you save your money?
One place to save money is the bank.Putting your money in a savings account will
help your money earn more money. If you put your money in a piggy bank（猪形储蓄罐）,
one year later you'll still have the same amount of money you put in.If you put your money
in a savings account,one year later,you'll have more money than you put in.Why?
When you keep your money in a bank,your money earns interest.Interest is an
amount of money a bank pays you to use your money.The bank uses your money(and
the money of other people,too)to loan money to people and businesses.
The bank will send you a statement several times a year. A bank statement tells you
how much money you have in your account.It also tells you how much interest you have
earned.If you leave your money in the bank,you can watch it grow!
Another way you can save money is to buy a certificate of deposit or CD.If you have
some money that you don't need to use for a long time,this is a good way to make your
money grow.
You can buy a CD at a bank.You agree not to use the money for a certain period of
time.That period might be from six months to five years.You can't touch your money
during that time.If you do,you must pay a penalty,or fee.

Your money will earn more money if you put it
A:in your room.
B:in a piggy bank.
C:in your pocket.
D:in a savings account.

答案：D

解析：

第7题：

共用题干
第二篇

Saving Money

Where you save your money often depends on what you are saving for. If you are
saving to buy a CD（光盘）or to go to a concert, then probably you would keep your
money somewhere in your room.
If you are saving for a big purchase like a mountain bike or a school trip,where would
you save your money?
One place to save money is the bank.Putting your money in a savings account will
help your money earn more money. If you put your money in a piggy bank（猪形储蓄罐）,
one year later you'll still have the same amount of money you put in.If you put your money
in a savings account,one year later,you'll have more money than you put in.Why?
When you keep your money in a bank,your money earns interest.Interest is an
amount of money a bank pays you to use your money.The bank uses your money(and
the money of other people,too)to loan money to people and businesses.
The bank will send you a statement several times a year. A bank statement tells you
how much money you have in your account.It also tells you how much interest you have
earned.If you leave your money in the bank,you can watch it grow!
Another way you can save money is to buy a certificate of deposit or CD.If you have
some money that you don't need to use for a long time,this is a good way to make your
money grow.
You can buy a CD at a bank.You agree not to use the money for a certain period of
time.That period might be from six months to five years.You can't touch your money
during that time.If you do,you must pay a penalty,or fee.

The word"touch" in paragraph 7 could be best replaced by
A:"deposit".
B:"lend".
C:"use".
D:"cash".

答案：C

解析：

第8题：

When you want to go shopping, decide how much money you can spend for new clothes．Think about the kind of clothes you really need．Then look for those clothes on sale (销售)．
There are labels (标签) inside all new clothes．The labels tell you how to take care of your clothes．The label for a shirt may tell you to wash it in warm water．A sweater label may tell you to wash by washing in cold water．The label on a coat may say "dry clean only．" Washing may ruin(损坏) this coat．If you do as the directions (说明) say on the label ,you can keep your clothes looking their best．Many clothes today must be dry cleaned．Dry cleaning is expensive．When buying new clothes,check (核实) to see if they will need to be dry cleaned．You will save money if you buy clothes that can be washed．
You can save money if you buy clothes that are well made．Well - made clothes last longer．
They look good even after they have been washed many times．Clothes that cost more money are not always better made．They do not always fit (合身) better．Sometime less expensive clothes look and fit better than more expensive clothes．
If you want to save money you can buy clothes that__________．

A.don't fit you
B.don't last long
C.need to be dry cleaneD.
D.can be washeD.

答案：D

解析：

此题为理解题。从第二段“Dry cleaning is expensive．You will save money if you buy clothes that can be washed．”可以看出C不对，又可以从第三段很容易判断出A和B不对。

第9题：

What a beautiful dress in the window!（）

A、I have no idea about it.
B、Yes, really. If I had the money, I‘d buy it.
C、You can‘t wear it.
D、There‘s no money to buy it

正确答案:B

第10题：

问答题

If you think that you can't have a good time without spending a lot of money, read on.

正确答案：

解析：

第11题：

单选题

What a beautiful dress in the window!（）

A

I have no idea about it.

B

Yes, really. If I had the money, I‘d buy it.

C

You can‘t wear it.

D

There‘s no money to buy it

正确答案： B

解析：暂无解析

第12题：

单选题

We don’t doubt _____ he can do a good job of it.

A

whether

B

that

C

if

D

which

正确答案： D

解析：
句意：我们毫不怀疑他能把这件工作做好。doubt的否定形式或疑问形式后面接宾语从句要用that引导。此句中doubt是否定形式，故为B。

第13题：

Passage Three

My husband and children feel very happy to live here. They can't see that we live on a dirty street in a dirty house among people who aren't good. They can't see that our neighbors have to make happiness out of all this dirt. I decided that my children must get out of this. The money that we've saved isn't nearly enough.

The McGaritys have money but they are so proud. They look down upon the poor The McGarity girl just yesterday stood out there in the street eating from a bag of candy while a ring of hungry children watched her. I saw those children looking at her and crying in their hearts; and when she couldn't eat any more she threw the rest down the sewer (下水道). Why? Is it only because they have money? There is more to happiness than money in the world, isn't there?

Miss Jackson who teaches at the Settlement House isn't rich, but she knows things. She understands people. Her eyes look straight into yours when she talks with you. She can read your mind. I'd like to see the children will be like Miss Jackson when they grow up.

44. This passage suggests that the writer______.

A. is easy to get along with

B. is never pleased with her neighbors

C. is unhappy with the life they are living

D. is good at observing and understanding people

正确答案：C
参见第一段。

第14题：

Wealth,in this sense is not money,for we do not live on money but on things that money can buy:“goods”such as food and clothing,and“services”such as transport and entertainment.A country’s capacity to（）wealth is influenced by many factors,most of which have an effect on one another.

A.control
B.assemble
C.yield
D.benefit

答案：C

解析：

yield“制造，生产”，其他词与句意不符。

第15题：

共用题干
第二篇

Saving Money

Where you save your money often depends on what you are saving for.If you are
saving to buy a dictionary or to go to a concert,then probably keep your money somewhere
in your room.
If you are saving for a big purchase like a mountain bike or a school trip,where would
you save your money?
One place to save money is the bank.Putting your money in a savings account will
help your money earn more money.If you put your money in a piggy bank（猪形储蓄
罐）,one year later you'll still have the same amount of money you put in.If you put
your money in a savings account,one year later,you'll have more money than you put
in.Why?
When you keep your money in a bank,your money earns interest.Interest is the
amount of money a bank pays you to use your money.The bank uses your money(and
the money of other people,too)to loan money to people and businesses.
The bank will send you a statement several times a year.A bank statement tells you
how much money there is in your account.It also tells you how much interest you have
earned.If you leave your money in the bank,you can watch it grow!
Another way you can save money is to buy a certificate of deposit or CD.If you have
some money that you don't need to use for a long time,this is a good way to make your
money grow.
You can buy a CD at a bank.You agree not to use the money for a certain period of
time.That period might be from six months to five years.You can't touch your money
during that time.If you do,you must pay a penalty,or fee.
Since the bank is using your money for that time period,it will pay you interest.You
will earn more interest with a CD than in a savings account.Can you guess why?It's
because you promise to leave your money in the bank for a certain period of time.Banks
pay different rates of interest.So,you may want to compare rates in newspaper ads before
buying a CD.

Which way will help your money earn more money?
A:Putting your money in your room.
B:Putting your money in a piggy bank.
C:Putting your money in your pocket.
D:Putting your money in a savings account.

答案：D

解析：

第16题：

共用题干
第三篇

In one sense,an allowance is a child's share of the family income.It can be a good experience that parents can provide for their children.The amount should be what the family can afford.It should be given to the youngsters to do with as they please,but not be used as a tool to win the youngsters' good behaviors.
An allowance is not a bribe.It should be thought of as a learning tool,giving the youngsters firsthand experience in learning how to spend money. It can teach them how to get the best value for what they buy,helping them use their skills in arithmetic.
Many youngsters make mistakes and buy unwisely at first. Some rush out to spend all their money the moment they get it.They forget that once it is spent,there will be no more for several days.From such haste,youngsters can learn how to choose wisely and spend carefully.
Parents need to know when to begin to give an allowance and how much to give.When a youngster starts school,he/she may want it,because his/her friends receive one.A good time for considering it may be when a youngster makes daily requests for ice cream or candy.This will help him/her to see the value of money.
At first a youngster may receive only half an allowance but get it twice a week.This would help someone find a full week too long. She will soon figure out that she can have two candy bars this week,or save for two weeks to buy a toy,learning that she cannot have them both.
A wise parent won't control the child's buying. By making her own mistakes with her own money,the child is more apt to learn from her mistakes.An allowance should not be taken away as punishment for bad behavior,nor as pay for doing household chores（杂务）.
A youngster should be encouraged to be generous,helping her see that money isn't everything. No amount of money can buy friendship.Things such as love and respect do not have a price tag.

What is a sign that patents should begin to give their children an allowance?
A:When a child knows the value of money.
B:When a child is ten years old.
C:When a child knows how to buy toys.
D:When a child requires candy everyday.

答案：D

解析：

细节题。根据是第一段第三句：The amount should be what the family can afford．零用钱的多少应该是家庭所能提供的。
细节题。根据是第二段最后一句：It can teach them how to get the best value for what they buy, helping them use their skills in arithmetic．他们可以学习如何充分利用所买的东西，让其发挥最大的价值，还可以帮助他们使用算术技巧。
推断题。根据第五段第一句：At first a youngster may receive only half an allowance but get it twice a week．起初，一个孩子可能只拿到一半零花钱，但是一周只有两次。这句话中的At first以及half an allowance其实是在暗示经过一段时间之后逐渐将一周两次改为一周一次给孩子零花钱。
细节题。根据是第四段第三句：A good time for considering it may be when a youngster makes daily requests for ice cream or candy．当孩子每天都要钱买冰激凌或糖果的时候，也许是考虑给零花钱的一个好时机。
细节题。根据是倒数第二段第二句：By making her own mistakes with her own money, the child is more apt to learn from her mistakes．花自己的钱，犯自己的错误，这样，孩子更容易从错误中学习。

第17题：

共用题干
第三篇

In one sense,an allowance is a child's share of the family income.It can be a good experience that parents can provide for their children.The amount should be what the family can afford.It should be given to the youngsters to do with as they please,but not be used as a tool to win the youngsters' good behaviors.
An allowance is not a bribe.It should be thought of as a learning tool,giving the youngsters firsthand experience in learning how to spend money. It can teach them how to get the best value for what they buy,helping them use their skills in arithmetic.
Many youngsters make mistakes and buy unwisely at first. Some rush out to spend all their money the moment they get it.They forget that once it is spent,there will be no more for several days.From such haste,youngsters can learn how to choose wisely and spend carefully.
Parents need to know when to begin to give an allowance and how much to give.When a youngster starts school,he/she may want it,because his/her friends receive one.A good time for considering it may be when a youngster makes daily requests for ice cream or candy.This will help him/her to see the value of money.
At first a youngster may receive only half an allowance but get it twice a week.This would help someone find a full week too long. She will soon figure out that she can have two candy bars this week,or save for two weeks to buy a toy,learning that she cannot have them both.
A wise parent won't control the child's buying. By making her own mistakes with her own money,the child is more apt to learn from her mistakes.An allowance should not be taken away as punishment for bad behavior,nor as pay for doing household chores（杂务）.
A youngster should be encouraged to be generous,helping her see that money isn't everything. No amount of money can buy friendship.Things such as love and respect do not have a price tag.

An allowance can give children the chance to use their_________.
A:arithmetic skills
B:map skills
C:reading skills
D:management skills

答案：A

解析：

细节题。根据是第一段第三句：The amount should be what the family can afford．零用钱的多少应该是家庭所能提供的。
细节题。根据是第二段最后一句：It can teach them how to get the best value for what they buy, helping them use their skills in arithmetic．他们可以学习如何充分利用所买的东西，让其发挥最大的价值，还可以帮助他们使用算术技巧。
推断题。根据第五段第一句：At first a youngster may receive only half an allowance but get it twice a week．起初，一个孩子可能只拿到一半零花钱，但是一周只有两次。这句话中的At first以及half an allowance其实是在暗示经过一段时间之后逐渐将一周两次改为一周一次给孩子零花钱。
细节题。根据是第四段第三句：A good time for considering it may be when a youngster makes daily requests for ice cream or candy．当孩子每天都要钱买冰激凌或糖果的时候，也许是考虑给零花钱的一个好时机。
细节题。根据是倒数第二段第二句：By making her own mistakes with her own money, the child is more apt to learn from her mistakes．花自己的钱，犯自己的错误，这样，孩子更容易从错误中学习。

第18题：

共用题干
第二篇

Saving Money

Where you save your money often depends on what you are saving for. If you are
saving to buy a CD（光盘）or to go to a concert, then probably you would keep your
money somewhere in your room.
If you are saving for a big purchase like a mountain bike or a school trip,where would
you save your money?
One place to save money is the bank.Putting your money in a savings account will
help your money earn more money. If you put your money in a piggy bank（猪形储蓄罐）,
one year later you'll still have the same amount of money you put in.If you put your money
in a savings account,one year later,you'll have more money than you put in.Why?
When you keep your money in a bank,your money earns interest.Interest is an
amount of money a bank pays you to use your money.The bank uses your money(and
the money of other people,too)to loan money to people and businesses.
The bank will send you a statement several times a year. A bank statement tells you
how much money you have in your account.It also tells you how much interest you have
earned.If you leave your money in the bank,you can watch it grow!
Another way you can save money is to buy a certificate of deposit or CD.If you have
some money that you don't need to use for a long time,this is a good way to make your
money grow.
You can buy a CD at a bank.You agree not to use the money for a certain period of
time.That period might be from six months to five years.You can't touch your money
during that time.If you do,you must pay a penalty,or fee.

Among other things,a bank statement tells you
A:the amount of money you have in the bank.
B:the current rates of interest.
C:the current rates of exchange.
D:the best way to save your money.

答案：A

解析：

第19题：

共用题干
第二篇

Saving Money

Where you save your money often depends on what you are saving for. If you are
saving to buy a CD（光盘）or to go to a concert, then probably you would keep your
money somewhere in your room.
If you are saving for a big purchase like a mountain bike or a school trip,where would
you save your money?
One place to save money is the bank.Putting your money in a savings account will
help your money earn more money. If you put your money in a piggy bank（猪形储蓄罐）,
one year later you'll still have the same amount of money you put in.If you put your money
in a savings account,one year later,you'll have more money than you put in.Why?
When you keep your money in a bank,your money earns interest.Interest is an
amount of money a bank pays you to use your money.The bank uses your money(and
the money of other people,too)to loan money to people and businesses.
The bank will send you a statement several times a year. A bank statement tells you
how much money you have in your account.It also tells you how much interest you have
earned.If you leave your money in the bank,you can watch it grow!
Another way you can save money is to buy a certificate of deposit or CD.If you have
some money that you don't need to use for a long time,this is a good way to make your
money grow.
You can buy a CD at a bank.You agree not to use the money for a certain period of
time.That period might be from six months to five years.You can't touch your money
during that time.If you do,you must pay a penalty,or fee.

A bank pays you interest for
A:wasting your money.
B:losing your money.
C:using your money.
D:decreasing your money.

答案：C

解析：

第20题：

What a beautiful dress in the window!（）

AI have no idea about it.

BYes, really. If I had the money, I‘d buy it.

CYou can‘t wear it.

DThere‘s no money to buy it

B
略

第21题：

单选题

Personal Finance When it comes to our finances, each of us has our own individual approach. Some of us are savers, some are spenders, and others are some-where in between. This continuum is a paradigm that our popular culture uses to frame differences in the way people approach money. I believe that the way we approach our finances goes beyond that particular behavioral characteristic. In reality, I think our approach to finances can be viewed in more of a multi-dimensional setting, where money has a different role in our lives. For some, money means survival, plain and simple. For others, money is something that is a part of their lives but rarely on their mind, regardless of the role it actually plays. For yet others, money is an obsession, as accumulation indicates achievement. Some people view money as a defensive resource to protect against future setbacks. Some people want money to provide a good home, to contribute to the ability to have certain hobbies, or to provide something to future generations and so on. Sometimes the same person may view money differently in different situations. The bottom line is that we each have our own relationship with money, and our own conscious and subconscious needs for money, rooted in our value systems. This is an area of personal finance that has interested me for a while. Why do people behave the way they do with respect to their money? What's driving this behavior? Of course, a starting point for anybody is to consider how you personally view things. Taking an introspective approach，I have spent time figuring out my own take on money，and the role it plays in my life. What I have determined is that for me，it fits into a framework that includes the following elements：health, wealth, and relationships. These are linked together as a part of a system. They're all connected, and to the extent one is strengthened, the others will be strengthened as well. If one is weakened, the others will be weakened as well. So to me, money is a part of the wealth aspect of HWR. Beyond basic survival, money gives you the opportunity to live a healthier life, with the time and means to have more positive relationships. One thing I want to make clear is that I am not saying that money buys friends. Well, it could, but those aren't true friends. What I am saying is that the more money you have ,on balance, the less stressed you are about it, and the more time you have to do other things, such as cultivate true, genuine relationships that aren’t based on money. Money is but a component in the system. With money we can buy anything including true friends.（　）

A

True

B

False

C

Not Given

正确答案： C

解析：题干句意：有钱我们可以买到一切，包括友谊。第三段中One thing I want to make clear is that I am not saying that money buys friends ，即作者明确指出金钱买不到友谊。题干说法显然错误。答案为B。

第22题：

单选题

We can’t feel that we are going forward as everything _____ us is moving _____ the same speed.

A

around; at

B

around; with

C

before; at

D

with; in

正确答案： A

解析：
句意：我们感觉不到自己在往前，因为我们周围的所有事物都在以相同的速度运动。“以……速度运动”要用介词at，因此B、D两项排除；C项介词before不能说明事情的全部，而around才能说明“我们周围的一切”，故C排除，因此选A项。

第23题：

单选题

If you want to save money, you can buy clothes that need to be dry-cleaned.

A

Right.

B

Wrong.

C

Doesn’t Say.

正确答案： C

解析：
考点：推理题。根据题干信息定位至原文第二段中的“Dry cleaning is expensive.”和“You will save money if you buy clothes that can be washed.”可知，干洗的费用很贵，所以要省钱的话，要买水洗的衣服，不要买干洗的衣服。

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In Money Everything I don’t think money is everything,but we can’t do without it.Fox example,money can’t buy us happiness and a good education.And for another example,money can’t buy us good health and a long life.But we can not live without money.We nee

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